Self-employed income
Complex schedules, multiple businesses, and nontraditional documentation.
FAIRWAY DEAL DESK · REALTOR RESOURCE
A fast second look for challenging financing scenarios, declined loans, non-QM opportunities, and transactions that need an experienced path forward.
Our team aims to provide an initial response within 24 hours. This is not a guarantee of financing or approval.
A better next step starts here
WHAT WE REVIEW
Share the facts you have—without sending sensitive borrower documents—and let the Deal Desk identify useful questions and possible next steps.
Complex schedules, multiple businesses, and nontraditional documentation.
Alternative income review for borrowers whose tax returns do not tell the whole story.
Limited history, recent events, or a loan that another lender declined.
Scenarios that may need alternative documentation or a non-agency program.
Second opinions on conditions, property concerns, or stalled files.
Financing questions for investors and real-estate entrepreneurs.
HOW THE DEAL DESK WORKS
Complete the quick form. The record is stored securely before the lending team receives a server-side Resend notification.
When appropriate, the borrower uses the selected loan officer's approved Fairway application and secure portal for private documents.
We aim to provide an initial response within 24 hours with possible paths, questions, or suggested next steps.
An initial response does not guarantee financing or loan approval and is not a final credit decision. Eligibility depends on documentation, underwriting, and applicable program rules.
QUICK SCENARIO REVIEW
Choose Bob Heard or Mike Teppen, then share a concise description. The selected loan officer, NMLS number, and phone are stored with the submission and included in the notification.
Do not include Social Security numbers, bank statements, tax returns, or borrower documents in this public form or notification email. Use the approved Fairway application portal.
LAKE IN THE HILLS LENDING TEAM
Names and individual NMLS numbers below were confirmed by the user for this update. Titles, Fairway email addresses, licensing details, and application URLs still require independent verification before launch.
NMLS#224233 · user-confirmed
Branch Manager
bob.heard@fairwaymc.com847-815-6686Secure applicationNMLS#224258 · user-confirmed
Branch Manager
mike.teppen@fairwaymc.com847-815-6692Secure applicationBranch address and any state-specific licensing display remain subject to verification in NMLS Consumer Access and Fairway Compliance approval.