FAIRWAY DEAL DESK · REALTOR RESOURCE

When the mortgage gets complicated, call us first.

A fast second look for challenging financing scenarios, declined loans, non-QM opportunities, and transactions that need an experienced path forward.

Our team aims to provide an initial response within 24 hours. This is not a guarantee of financing or approval.

A better next step starts here

Bring us the scenarios that do not fit neatly in a box.

  • 01 Second opinions on declined loans
  • 02 Complex income and credit profiles
  • 03 Appraisal or underwriting roadblocks
  • 04 Investor and alternative financing
~1 minuteQuick scenario form
SecureDatabase-first workflow
FocusedExperienced scenario review

WHAT WE REVIEW

Hard loans deserve a fresh look.

Share the facts you have—without sending sensitive borrower documents—and let the Deal Desk identify useful questions and possible next steps.

01

Self-employed income

Complex schedules, multiple businesses, and nontraditional documentation.

02

Bank statement & 1099

Alternative income review for borrowers whose tax returns do not tell the whole story.

03

Credit challenges

Limited history, recent events, or a loan that another lender declined.

04

Non-QM financing

Scenarios that may need alternative documentation or a non-agency program.

05

Appraisal & underwriting

Second opinions on conditions, property concerns, or stalled files.

06

Investment properties

Financing questions for investors and real-estate entrepreneurs.

HOW THE DEAL DESK WORKS

Three steps. One clear path forward.

1

Submit the scenario

Complete the quick form. The record is stored securely before the lending team receives a server-side Resend notification.

2

Complete the secure application

When appropriate, the borrower uses the selected loan officer's approved Fairway application and secure portal for private documents.

3

Receive a response

We aim to provide an initial response within 24 hours with possible paths, questions, or suggested next steps.

Submit a ScenarioSecure application links remain blocked until each approved URL is configured.

An initial response does not guarantee financing or loan approval and is not a final credit decision. Eligibility depends on documentation, underwriting, and applicable program rules.

QUICK SCENARIO REVIEW

Tell us what is getting in the way.

Choose Bob Heard or Mike Teppen, then share a concise description. The selected loan officer, NMLS number, and phone are stored with the submission and included in the notification.

Keep private documents secure.

Do not include Social Security numbers, bank statements, tax returns, or borrower documents in this public form or notification email. Use the approved Fairway application portal.

Choose your loan officer

Your selection routes the scenario to the appropriate lending team.

Do not include Social Security numbers or upload private borrower documents.

Live submission is intentionally disabled until verified identity fields, approved logos, database, Resend, recipients, and Fairway IT/Compliance approvals are configured.

LAKE IN THE HILLS LENDING TEAM

Choose the loan officer for your scenario.

Names and individual NMLS numbers below were confirmed by the user for this update. Titles, Fairway email addresses, licensing details, and application URLs still require independent verification before launch.

Fairway Independent Mortgage Corporation
9205 S IL Route 31
Lake in the Hills, IL 60156

Branch address and any state-specific licensing display remain subject to verification in NMLS Consumer Access and Fairway Compliance approval.